Student Accident Insurance
The Surrey School District does not insure expenses for student injuries that happen on school grounds or during extracurricular activities. If a student is injured, parents and guardians are responsible for any costs not covered by MSP or their employer’s healthcare plan. Every year Risk Management receives inquiries on behalf of parents who are facing unexpected medical costs due to an accident that occured at school. Your assistance in communicating the benefits of Student Accident Insurance to parents is appreciated!
Student accident insurance plans cost at little as $17 per year, depending on desired coverage. Parents are encouraged to consider purchasing student accident insurance for injury-related costs not covered or limited under MSP or group insurance plans. Injury-related costs not covered by MSP or group insurance plans may include
- Dental treatment
- Eyewear
- Rental of crutches or wheelchairs
- Splints and casts
- Physiotherapy
- Ambulance transportation
- Private tutoring and counselling
Parents who would like to purchase accident insurance for their child are advised to choose an insurance provider. Several companies offer accident insurance and parents must decide which plan suits your family’s individual needs the best. For convenience Surrey Schools has made available information on two student accident programs that provide families the opportunity to voluntarily purchase private accident insurance: Insure My Kids and Study Insured Student Accident. The coverage is available for purchase online and both companies provide access to applications, claims forms and full plan information on their websites.
